As people mature and embark on different paths in their lives, they take on an assortment of risks. They offset many of these risks through the purchase of different kinds of insurance. The Actuarial Foundation provides the following free resources to help you assess your personal risk to better understand the type and level of disability and property insurance you may need.
If Disaster Strikes Will You be Covered?
Long-term care may not be the first thing people think about as they approach retirement, but it is a subject that may require many decisions along the retirement road. Managing Retirement Decisions: Taking the Long-Term
Care Journey, produced by the Society of Actuaries, reviews the major
Disability Insurance: A Missing Piece in the Financial Security Puzzle
Financial Smarts Newsletter
Providing consumers with the insights they need to make informed decisions, Financial Smarts covers today's most pressing topics.
Auto Insurance: Coverages and Deductibles
You purchase auto insurance to protect yourself financially for the risks you
face when driving a car. Learn about deductibles and the different types of
auto insurance and what they cover in the winter 2013 Financial Smarts
American workers face a one-in-three chance of incurring a disability during their working lives. Learn what disability insurance covers, what it costs and why it matters in the fall 2012 Financial Smarts newsletter.
If your home suffers damage due to a flood, you may need flood insurance.
Learn what a flood insurance policy covers, the definition of a flood and the
questions to ask before purchasing flood insurance in the spring 2013 Financial Smarts newsletter.
While long-term care insurance may not be foremost on the minds of those
approaching retirement, it is a subject that may require many decisions along
the retirement road. The summer 2012 Financial Smarts newsletter covers the
costs associated long-term care insurance, what it covers, and why it is an
important consideration in retirement plans.
Pet insurance is health insurance to help you pay for your pet’s veterinary care in the event of a costly accident or illness. With pet insurance, you never have to choose between the health of your bank account and your pet’s life.
homeowners. If you are renting a home, townhouse or apartment, you should
consider having renter’s insurance on your personal property in the event of a fire,
theft or some other catastrophic event.
If Disaster Strikes
Is your home covered for a natural disaster? Learn the steps to protect your home in the summer 2011 Financial Smarts newsletter.
These materials are intended to provide general information and should not be used as a substitute for legal or other professional advice. Every effort has been made to ensure that the information contained in these materials were true and accurate at the time of publication. Some information may have changed since publication and therefore may be outdated.