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If Disaster Strikes Will You Be Covered?



If Disaster Strikes Will You Be Covered?, a joint project of The Actuarial Foundation and The Federal Alliance for Safe Homes (FLASH), provides consumers with basic information about homeowner's insurance and natural disasters. The guide covers such natural disasters as hurricanes, earthquakes, floods, hail, lightning, power outages, tornadoes, deep freezes, and wildfires.

This free guide provides essential insurance information to ensure your investments are protected in event of a natural disaster. Topics include:

  • Insurance coverage needs and how to lower your premium;
  • Appropriate coverage based on living arrangements;
  • Flood insurance;
  • How to reduce potential damages to your property;
  • How to file a claim; and
  • A glossary of terms to use when reading your policy or talking with an agent.

If Disaster Strikes Will You Be Covered?

If you would like more information about other FLASH projects, click here.


These materials are intended to provide general information and should not be used as a substitute for legal or other professional advice. Every effort has been made to ensure that the information contained in these materials were true and accurate at the time of publication. Some information may have changed since publication.