Academic Competitions for High School and Middle School Students

Join in on the math challenge fun! The Actuarial Foundation offers two academic competitions that challenge students to solve math problems with real-world situations. Find out how to get involved!

We move students away from the routine memorization of complex formulas to using numbers as tools to ask creative questions, see the world’s patterns and ultimately, think logically to solve problems. 

High School Math Competition

Modeling the Future Challenge

The Modeling the Future Challenge is a real-world, mathematical analysis competition for high school students culminating in a national Symposium and up to $60,000 in college scholarships, prizes and awards.

Middle School Math Competition

The Hardest Math Problem Student Contest

The Hardest Math Problem Student Contest is an annual competition presented by The Actuarial Foundation, the Institute of Competition Sciences and the New York Life Foundation that challenges students in grades 6-8 to solve multistep, grade-specific math problems with real-world situations and engaging characters. Fifth graders are also eligible to participate by reaching to a higher grade level!

Fostering Math Skills and a Love of Math

"My students compete in a variety of modeling and other math and science competitions, but the MTFC is quite unique in a couple of ways. First, it is the only competition that doesn't dictate the problem. Instead, it allows the student teams to develop their own problem to investigate. This is a unique and rich learning opportunity for them. Secondly, MTFC is the only competition which assigns the teams a professional mentor. This gives the team the kind of real time guidance they don't receive in other competitions."


—2021 Modeling the Future Challenge Educator


Make an Impact

From mentoring and tutoring to judging competitions, there's a volunteer opportunity for you!

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Math GEMs

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