Modeling the Future Challenge

Predict the Future and Solve Real-World Problems

The Modeling the Future Challenge (MTFC) is an academic competition developed with the Institute of Competition Sciences, a leader in challenge-based learning programs. The premise of the MTFC is simple: junior and senior high school students are challenged to develop and present their own mathematical models of how a new technology or industry might change the future. Registration is free, and students have a chance to win $60,000 worth of scholarship prizes.

Students learn how mathematics applies to cutting-edge industries and technologies. They also learn about highly sought-after careers as actuaries and other STEM-related professional opportunities.


Get Your Hands Dirty With Analysis

Teams of one to five high school students conduct an actuarial research project in which they make recommendations to companies, organizations, government agencies or other groups based on their own mathematical models, real-world data analysis and risk management.



Over 850 students participated in the Modeling the Future Challenge during the 2023-2024 season. 



registered for the Challenge in 2023-2024, up from only 50 teams during the first year of the Challenge in 2017-2018.



in overall student math skills as a result of participating in the Challenge, according to 2022-2023 educators.



in overall student problem-solving skills as a result of participating in the Challenge, according to 2023-2024 educators.

to Our Modeling the Future Challenge Sponsors

Our sponsors help open the door to excellence in math.

Phase One: Scenarios

Student teams are given a scenario description, data set and series of up to 30 questions to evaluate the team’s expertise in five areas:

  1. Statistics and Probability Fundamentals
  2. Projecting Trends
  3. Modeling Data
  4. Analyzing Risks
  5. Making critical thinking recommendations

Teams that pass the Scenario Phase will be recognized as Modeling the Future Challenge Semi-Finalists and move on to the Project Phase of the Challenge where they conduct their own actuarial research projects.

Phase Two: Project Proposals

Once your team has qualified, you will be entered into the main Project Phase of the Challenge. Each qualified team is matched with an actuarial mentor to provide high-level guidance on their project. Mentors meet virtually with teams twice during the project period.

To complete your project, you will work through five high-level steps:

  1. Problem Identification
  2. Data Identification
  3. Mathematical Modeling
  4. Risk Analysis
  5. Recommendations

Modeling the Future Challenge 2024-2025 Timeline

Registration Opens August 26, 2024!

August 26, 2024
October 9, 2024
November 10, 2024
December 8, 2024
December 16, 2024
December 18, 2024
March 2, 2025
March 19, 2025
April 6, 2025
April 28- May 2, 2025

Registration Opens

Scenario Phase Workshop

Registration Closes

Scenario Response & Project Proposal Due

Semifinalist Announcement

Project Phase Workshop

Project Reports Due
Finalist Announcement
Final Videos & Papers Due
National Symposium

Modeling the Future Challenge Winners

Modeling the Future Challenge FAQs

Have another question about the Challenge that's not already answered below? Be sure to visit the Modeling the Future Challenge competition site, or email us at

Get Involved with the Modeling the Future Challange



The new competition season is now open! You can participate as an individual or as a team of up to five students. Register by November 11.



Get your students engaged in the next Modeling the Future Challenge. Check out our resources and training materials.


Actuaries | Volunteers

The Modeling the Future Challenge is in need of judges and mentors. Sign up today!


Partners | Donors

If your organization is interested in partnering with us on Modeling the Future Challenge, view our 2024-2025 sponsorship opportunities [PDF].

Thank You to Our 2023-2024 Modeling the Future Challenge Sponsors

Pioneer ($50,000)

Pacesetter ($10,000)

Builder ($7,500)

Rick and Beth Jones

Founding Sponsor

Roy & Georgia Goldman

Helen Galt Educator Award Supporter

Regional Level Sponsor

In remembrance of an inspiring mentor and sponsor, you can support the Modeling the Future Challenge with a donation to the Helen Galt Educator Award.